Health and life insurance, matched to your life.

We’re independent brokers. We compare plans from multiple carriers around your doctors, your prescriptions, the coverage you want and what you can afford, then explain your options simply.

Health and life insurance only. That’s all we do, so we do it well. Licensed in 32 states.

Tell us what matters to you

Takes about two minutes. A licensed agent will follow up with options.

Submission complete

An agent will reach out shortly. Need us sooner? Call (954) 629-3416.

One last step

Tap the button to open an email to us with your details filled in, then press Send. Prefer to talk? Call (954) 629-3416.

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We start with what you can’t compromise on.

Most people pick a plan by price alone and find out later that their doctor isn’t covered. We check the details first.

Your doctors

We confirm the doctors and hospitals you use are in network.

Your prescriptions

We check that your medications are covered and what they’ll cost.

Your coverage

We match the type of plan to how you actually use care.

Your budget

We compare carriers so you get the right coverage at a price that works.

Two kinds of protection. One agency.

Whether you’re covering your health or protecting your family’s future, you’ll work with the same people.

Health insurance

For individuals and families who want coverage that fits their doctors, medications and budget.

  • ACA Marketplace plans
  • Medicare plans
  • Private health plans
  • Self-employed plans
  • Group plans for employers
Compare health plans

Life insurance

So the people who depend on you are looked after if something happens to you.

  • Coverage amounts that make sense for your family
  • Options compared across 8+ carriers
  • Straight answers on cost and terms
Compare life plans

Carriers we work with

We work with 20+ carriers, so we aren’t tied to any one company. We shop the market for you.

Health insurance carriers

Ambetter HealthOscarUnitedHealthcareMolina HealthcareBlue Cross Blue Shield of TexasAntidoteHarbor HealthAvMedWellpointCHRISTUS HealthAmeristead HealthAetna CVS Health

Life insurance carriers

American Home LifeForesters FinancialLiberty Bankers Insurance GroupElco MutualKansas City LifeUnited Home LifeBanner LifeSBLI

Why work with a broker?

Choice, not a sales pitch

We compare plans from many carriers, so you have the flexibility to look at all your options and choose what’s best for you.

Simple advice

We explain deductibles, networks and exclusions in a way that’s easy to understand, so you know exactly what you’re getting.

A person to call

Questions before or after you enroll? You’ll talk to someone who knows your situation.

Portrait of your agent

Meet your agent

Hi, I’m Cole Leon. I’ll look at your doctors, prescriptions, coverage needs and budget, then walk you through the best options from the carriers we work with.

Florida license #G093108 · NPN 21076069

Talk to me

Licensed in 32 states.

Based out of Florida, we help people across the country find the right health and life insurance.

AlaskaAlabama (licensed)Arkansas (licensed)Arizona (licensed)California (licensed)Colorado (licensed)ConnecticutDistrict of ColumbiaDelawareFlorida (licensed)Georgia (licensed)HawaiiIowaIdaho (licensed)Illinois (licensed)Indiana (licensed)KansasKentucky (licensed)Louisiana (licensed)Massachusetts (licensed)Maryland (licensed)MaineMichigan (licensed)Minnesota (licensed)Missouri (licensed)MississippiMontanaNorth Carolina (licensed)North DakotaNebraska (licensed)New HampshireNew Jersey (licensed)New Mexico (licensed)Nevada (licensed)New York (licensed)Ohio (licensed)OklahomaOregonPennsylvania (licensed)Rhode IslandSouth Carolina (licensed)South Dakota (licensed)Tennessee (licensed)Texas (licensed)Utah (licensed)Virginia (licensed)VermontWashington (licensed)WisconsinWest VirginiaWyoming
LicensedNot licensed

Common questions

Do you handle claims?

No. Claims go directly to your insurance carrier. We help you choose the right plan and answer questions about your coverage.

What does it cost to work with you?

Nothing. Our help is free to you. The insurance carriers pay us when we help you enroll in a plan, so you only pay your plan’s premium.

What do you need to find me a plan?

Your ZIP code, the doctors and medications that matter to you, and a rough budget. Anything else we’ll ask about on the call.

Can I cover my family?

Yes. Tell us who needs coverage and we’ll look at options for everyone.

Ready to see your options?

Call (954) 629-3416, email ftphealth@gmail.com or request a callback.

Get my plan options